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Money and the Law of Attraction and Its Relation to Wealth, Happiness and Health
May 13, 2012 by
Article by Pamela Walker
Does life sometimes unfair? Were you feeling tired of doing your best and yet you still feel it is not enough? Were you feeling dismayed of everything that is happening in your life? Were you blaming fate about you difficulties? Were you thinking that money is the solution of everything? Money and the law of attraction will help you understand that law of attraction is not all about money, it is not all about how to be rich however it is all about how to prosper and develop in all aspects of life.
Wealth, happiness and health are the important things to consider for us to be able to say that we are really prosperous and successful in life. Money and law of attraction wants us to realize that being truly prosperous is not all about how much you have in your pocket but how fulfilled you are in your life as a person.
• Wealth
Money and the law of attraction is obviously related to wealth because if we do have money we can provide the things that we need in life. Being wealthy means to have plenty, having plenty means you will be able to have what you need at the same time what you want. Money and the law of attraction awakens us that money is not the source of evil or happiness, everything depends on the person itself. If he/she is over powered by money then that is the time that he/she can commit and do things that is not acceptable, on the other hand money is not the source of happiness, I will give you a very concrete example, for example, your dad met a car accident and he died, the driver of the car will offer a million pesos in exchange of your father’s life, would you accept it? If you will accept it, would you be really happy? Wealth is connected in money and the law of attraction because part of our success is wealth, we attract positive things for good fortune to come its way, and partly money goes with it. One basis of being wealthy is that the person can provide his/her basic needs, how can he/she provide without money?
• Happiness
Happiness is the state of being happy; it is all about being optimistic despite all odds. It is related to money and the law of attraction because we can only be able to attract positive things if we are happy in our lives, come to think of it, how can a very moody man attract customers to eat in his restaurant if he has always that gloomy and miserable face? Happiness is in the state of mind, a person can be happy despite some circumstances and difficulties; it is just a matter of seeing the brighter side of every situation. Money and law of attraction wants us to realize that happiness is not all about having everything in life; it is all about being happy and glad about life despite its uncertainties. The law is a wakeup call for us to know that being happy is one way of encouragement to ourselves saying “hey, whatever problems you have now, smile, everything will turn out right”.
• Health
Money and the law of attraction is related to health because obviously for us to be able to materialize that we want to achieve we must move and act however if the person is not physically and emotionally healthy he can never start. For instance, if a person wants to work abroad but he found out that he is ill apparently he will not be allowed to gout of the country and this plan will not be materialize, second if the person is not emotionally stable to start a business because he/she is full of fear and doubts about himself then he will not be able take any step forward. For a person to become really prosperous he/she must be healthy in all aspects because life is not easy, it is full of hardships and pain.
The three aspects shown above are all related to money and the law of attraction, law of attraction is an umbrella of all the aspects in our lives, we may sometimes think that knowing about money and the law of attraction is useless but as you live your life you will appreciate its significance and importance to the nature of human being.
About the Author
Learn How To Unleash Your Own Inner Power To Attract Abundance, Success & Happiness Into Your Life. Download Your Free Report Here -http://www.unleashinnerpower.com/report/
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The Four Steps to Get Out of Debt then Start Building Wealth
May 8, 2012 by
Article by Drew – Applying Wealth Education
Most people don’t realize that in order to get out of debt you must first become a master money manager. Building wealth is about managing your money to create passive incomes and living your life without the worry of huge debt. Want to know how to get out of debt and start building wealth?
There are four main phases to be completed to get out of debt. To start building wealth you must first have a plan to and be committed to completing the steps to get out of debt first. Briefly these steps are money mindset, reducing your expenses, knowing which debt to pay down first and investments for positive cash flow.
Step #1 Get out of debt is financial education;
To be successful your entire attitude towards money, spending and investing needs to be changed to that of a millionaire mind. Your money mindset needs to be revise for today’s economy and financial education is the answer. My best advice is to attend a Millionaire Mind Intensive seminar host by T. Harv Eker. At this 3-day event you’ll learn the most important thing, a great money management system. If you’ve read my review at Applying Wealth Education or have attend an event you know how simple it is to become a master money manager. This event is the start of your financial education and will expand your mindset towards creating passive income once your money management system is implemented. You will begin to recognize what has been holding you back and the opportunities right in front of you.
Financial education about how to get out of debt is a critical but knowing how to manage your money properly is a must have skill to build wealth. Want to know how your money skills stack-up today? Just look at your bank account and credit card debt. Before you start any get out of debt action, first build a strong money management system that can grow with your future wealth. Once you are out of debt or start receiving more money there are no guarantees you will keep yourself on the plus side for very long unless you learn to manage small amounts of money first. After all that’s how most of us got into debt in the first place. Simply repeating the same small negative cash flow spending habits again and again.Steps #2 Get out of debt by reducing expenses;
There are two main points about reducing your expenses. First the money you stop spending today will go directly to paying off your debt. Second this “not spent money” will now be managed properly (with the new skills you have from step 1) to generate positive cash flow investments as part of your financial freedom plan. Either way you must start today. The money you commit to not spend is actually a payment to yourself for your future of not having to work anymore. How to reduce you expenses? Like everyone else to start you need to know and understand where all your money is going (that sounds like money management). My advice is to track you spending each month in detail for a few months. There are a lot of great on-line budget spreadsheets out there for free but please make the effort to tailor one to your specific spending habits. The simplest way to tracking spending is to get a receipt for everything you buy and organize them in an envelope with this month’s bills. If you don’t get a receipt then just write a short note on a slip of paper of the item and it’s cost. Once you have your spending trend for a month you can easily pick out the items that are “need to survive” or your true necessities to live. With these necessities of life you have to ask yourself and research how can I save on these “life expenses”? It’s okay to have necessities but reducing the cost of these “life expenses” can boost your bank account quickly. Are you getting the best deal for your necessities? Perhaps just finding a better priced insurance company saves you /month or look into using coupons for shopping. Bottom line get a handle on reducing the costs of must haves in your life otherwise these will just keep increasing. Ah, but do not forget about the others on your spending list. These are the “nice to haves”, much like the three cups of coffee a day at each (that’s over ,000/yr). Do you really need 400 plus TV channels? The obvious answer is these have to go and these are some heart breaking decisions but keeping these unnecessary habits are draining your bank account and blocking your financial freedom. Now some people right now are thinking about moving onto something more entertaining right now but you are going to miss the point. With the money management system and financial education you gained in step 1, you actually set aside a small amount all income for play money to spend guilt free (it’s in the rules you create). Let’s see, the better the money manager you are the more fun you can have. Reducing expenses comes down to simply find out what you are spending your money on, determine if you need it to survive and take action to eliminate the habits that are bringing your bank account down. Remember the goal is to create some positive cash flow by having less expenses in order to pay down debt faster. Make a budget for your necessities and stick to that budget. Plan to be budgeting with a surplus of cash each month to cover the unexpected emergency.Step #3 Get out of debt by knowing which debt to pay first;
So far you have learned to manage your money better, reduced your expenses and thanks to that you have extra money to accelerate paying off debts. But which ones first? How should I pay down debts? First you must make sure each month the minimal payments are completed for every debt or loan you have. This will help to increase your credit score and to help reduce the expense of re-payments by allowing for the potential to lower your interest rates. Now you can decide which debt or loan gets the extra payments. There is a simple but important rule to follow here to get out of debt fast, you want to pay down the debt with the lowest debt to minimal payment ratio. What this means is the minimal payments are paying down more principle of the loan than interest which in turn means you can eliminate that debt quicker. Think of it this way, which debt has the fewest payments left so your extra money is put to the best use first in reducing overall debt. Making the extra payment on the right loan is going to accelerate the re-payment process even more. Then you target the extra payments on the next lowest ratio debt to payment and this time you use the funds that would have gone towards the minimal payment to the first debt plus your expense reduction cash to pay off this next loan even faster. This debt re-payment plan will snowball and get you out of debt. Getting out of debt is not an overnight event it is going to take time and committed consistency on your behalf to gain financial freedom.Step #4 Get out of debt create positive cash flow;Many people do not realize the importance of positive cash flow investments where an asset puts money into your pocket each month as opposed to a liability (negative cash flow) which costs you money each month. Because of this people often fall into the trap of investing in things that may someday turn some a profit but until then they are paying out every month to keep this liability. That’s one way to become a debt master.
Investing for money growth has two aspects, the first being the capital gains from a return on investment and the second is cash flow resulting from the positive cash returns of an investment. Both are important strategies to understand and should be a part of your financial education activities connected to step one. Saving your money and paying off debt is great but it will not make you wealthy. Building wealth means your money must be working for you to increase your bank account each day without your efforts. Sure there are low paying interest bank accounts that claim to “grow your money faster” than any other bank but that’s not enough to achieve financial freedom. Do you know about the rule of 72? Basically divide your interest rate of return into 72 and the result is how many payment periods it takes for your investment to double in size. Let’s see, a saving bank account at 2%/yr means 72 / 2 = 36 years for your savings to double. An investment returning say 12%/yr doubles your money in just 6years. The differences between capital gains and positive cash flow are important to how you manage the money. First, capital gains is basically invest (buy) low and cash-out (sell) high, that’s over simplified but it is a one time cash-in and cash-out scenario. As for cash flow your investment money now buys into an asset which gets small payments back over a period of time that pays off what you originally put into the invest plus more, this grows your money over time and typically you can sell off the asset at anytime if you really need the invest money back quickly. It is very important that an asset investment generate positive cash flow meaning that the income must exceed all your costs related to that asset for each month. Planning and managing an asset to remain as positive cash flow is financial education worth learning.
With these four main aspects and knowledge on how to get out of debt, plus some basic financial education you can start building your wealth today. Remember first strengthen your financial education by attending a Millionaire Mind Intensive seminar near you for a money management system that works, I am proud to provide a free scholarship to the event for you (because I know it will change your life) just follow the link below. Money management and reducing debt are the big steps so get yourself a planned budget and stick to it. Be financially smart with which debt to pay first and get the most out of your extra payments to be debt free faster and onto building wealth. Start researching how to and where to invest your money for greater growth, find a means that fits you and become a financial master in that topic because you are in control of your financial freedom.
About the Author
If you are serious about gaining control over your financial situation and implementing your own money management system, please start by visiting us at Applying Wealth Education ( http://applyingwealtheducation.com/reviews/ ). Our goal is to share knowledge for building wealth, develop a millionaire mindset and for us all to gain financial freedom.
The Real Secret To Wealth & Happiness!
April 26, 2012 by
Article by Amit Desai
Happiness is what causes Wealth, Wealth does not cause Happiness!!! Most people believe that, when they will become rich, they will become happy. The reverse is the TRUTH. You become wealthy only when you are basically a happy & positive person in life. Not the other way round.
Life all about becoming wealthy being happy. My only intention is to help you make a lot of money being HAPPY. Otherwise, what’s the point of making money if you won’t be happy at the end of it all?
Fill your heart with bliss & go about doing your work to make your life a grand CELEBRATION. Make a lot of money being happy. That will be your real test of success & character.
Money has got nothing to do with your happy-ness. If you are thinking that, when you make an ‘X’ amount of money you will become happy; I promise you won’t. Human wants are unlimited & ever-changing. Even the world’s richest people have their own wants.
Wealth without happiness will make you feel completely empty from inside. So, start by being happy in the present with whatever you have in life & then go about building your grandest dreams from this state of emotion. Only then you will attain Real Success.
This entire experience of life is not about “the stuff”. It is about the expansion and the joy that you feel from the inside. We have heard it many times before that, “it’s not about the destination, but it is about the journey.” The same is true in manifesting the life that you want.
Life is about closing the gap between what you don’t want in your life, and what you do want. Closing that gap is as the French say, “joie de vivre” or the zest of life. When you are in alignment, you are closing the gap, and therefore are the expanded version of you.
Being rich is not just about having more MONEY!!! Being rich is, knowing how to get everything you desire in life. That’s the real definition of being rich. Being rich is having the freedom to be able to do anything & everything whenever you want to do it. Being Rich is to experience the Grandest Glory called LIFE. Life was meant to be a Grand Celebration you see.
You are the greatest & the most wonderful creation of nature. You don’t even have to look elsewhere to find God. In fact, you were actually made in the image of God. Think about it. You possess in you, all the powers of the cosmos to make a heaven of a hell & a hell of a heaven by the virtue of the thoughts that you think in your mind!!!
When I say that you were created in the image of GOD, it doesn’t have to mean that we all are alike. What I intend to mean is that, in essence we are all made & composed of the same stuff. We are all made of the same energy which can vibrate at different frequencies to produce different results.
When you learn to control & direct your energy frequencies to vibrate & resonate at will, you become a deliberate creator in life & then you can create & manifest anything you want out of thin air (ether, I believe).
About the Author
Amit Desai is an Author & Keynote Speaker on The Law of Attraction, Prosperity Catalyst & Trainer
There are many ways to create the life you TRULY dream of! But NOTHING WILL WORK unless you fully know – The Law of Attraction Mastery Video!
Watch your FREE Video On The Life Mastery Blueprint & re-claim the Life YOU TRULY DESERVE! Go Here: http://www.theabundancemindset.com
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Making Money Secrets – Wealth Beast
April 24, 2012 by
Article by James David Bilski
The point is: Make yourself wealthy… As quickly as possible.
Have you heard of the Law of Attraction?
Crazy?
There is a lot of websites promising quick result. Without your effort? No way. Don’t believe in that.
You can try to become best-selling author and that will make you big amount of money.
You want more easy way?
Law of Attraction or amount of books sold?
If you want money, you only have to do one thing. Do the same thing that wealthy people do.
It’s the one thing written about in various ancient cultures and still promoted today. Some secrets only for you.
It’s the one thing that will bring money to anyone. Anyone without exception.
John D. Rockefeller became a billionaire.
Andrew Carnegie became a tycoon.
Want the same thing for yourself?
Do the same thing.
Give money away. Give it away.
Give it to people who inspire you, serve you, love you.
Give it to people without expecting them to return it back.
John D. Rockefeller wrote, “…in the beginning of getting money, away back in my childhood, I began giving it away, and continued increasing the gifts as the income increased…” He gave away 0 million dollars in his lifetime. The giving led to the receiving. The giving led to more wealth.
Give time and you’ll get time.
Give food and you’ll get food.
Give emotions and you’ll get emotions.
Give money and you’ll get money.
Everyone wants money. Money, however, is a fruit of your action.There are lots of possible fruits of an action and money happens to be just one of them.
Enthusiasm, love, giving, developing our unique gifts and qualities, doing stuff that promotes health, creativity – can help us in our way to wealth. Wealth is your target.
The secret of making money and being rich is not only how much you earn. It’s how you manage your money. How much you share with others.
Unfortunately there is something like – “after the second generation”. Father was very diligent in making the money.
But children or grandchildren have no ambition to do the same. Think about it twice. Talk to your children – share your knowledge. One day they will need that. Or the story will be different.
They didn’t earn money the hard way, so they don’t value the money. You want that kind of story?
You will left big inheritance, but they will squander it.
Nothing left. So share money making secrets – but don’t forget about money value. Explain your children all you know from this article.
Even if you sit there, do nothing, and eat, you can eat the mountain flat.
About the Author
Information just like this will help you discover some hot Making Money Secrets fast that you will love, and also some of the best new and fast in use Making Money Secrets Options.
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Law of Attraction – What The Bank Didn’t Say About Wealth Creation (Part 1)
April 23, 2012 by
Article by Ken Triat
“Spend, borrow; borrow, spend,” the bankers urged. “No credit, slow credit, bad credit, no problem. If you own your own home, we’ve got a loan for you. No equity needed.” We see it every day a new way to loan money, extend your credit card limits or the use the equity in your home and the great things that you can buy from this new found wealth. Wealth Creation without working for it, on a scale not seen before. Where scant regard has been made of the impact of this added credit and its repayment. As geed is good, have it now pay for it latter was programmed into us by the media at all levels. Personal debit has now become a major issue and any economic downturn and associated reduced employment will have direr consequences let alone a round of interest rate rises.No wonder that bankruptcies have climbed to levels 10 times higher than they were several decades ago. In a crisis that is on a scale never seen before in the world of finance. The computer modeling that said there was little risk has been found to have holes wide enough to drive trucks through. It is rippling out of America and engulfing areas of the finance never impacted on before. There is foreclosure disasters being recorded every day, the loose-pocketed purveyors of credit are now reaping what they have sowed. Levels of debt held by some banks are causing runs on their capital forcing Governments to step in with public money to stem the cash outflows.
Gary Eldred PhD is Professor of Real Estate at Trump University put it this way.Weakness of Will and Financial Discipline
1. In adopting the sales approach, the bankers knew that millions of people would jump at the chance to spend and borrow now, and then think about the destructive consequences later. 2. Because let’s face facts. Home equity borrowing vanquishes your capacity to build wealth. If you do use it, use it only for productive investment that offers low risk for good returns. (As the old advice goes, “Never dine on seed corn.”) The data on home equity loans overwhelmingly show that borrowers most frequently put the money they borrow into consumption, including ill-considered home improvements or extended overseas travel.3. What about consolidating your bills or paying off high-interest-rate credit card balances? Again, prudence says no. Rather than paying less interest, this approach often leads to even more debt. Why? Because borrowers who wrap their credit card balances and other bills into home equity loans (or refinances) temporarily minimize the pain of debt. Yet, with a longer term and lower payments, the debt generates higher long-term costs. Even worse, many borrowers run their credit card balances climb right back up to where they were previously.
“Thank goodness the home went up ,000 in value last year,” they think. But meanwhile, wealth destruction continues.
Use the powers provided by the Universal Laws and the Law of Attraction to build your own wealth creation so that you don’t use others. Build your own goals; don’t let others build your goals for you by including you in their goals where what those have in store for you is little at all and more likely,” but a life living with debt”.
About the Author
Ken Triat has a master’s degree in Business Administration. Currently reviewing personal development centered around the power of the mind using the Law of Attraction.Subscribe to his list at http://www.physicsofgettingwealthy.com/rights to receive your Free Attraction Accelerator Report to learn how to make The Law of Attraction work in your life.Visit his website today at http://www.physicsofgettingwealthy.com
Real Estate, a Great Way to Build Wealth
April 20, 2012 by
Article by Bruce
Owning real estate is a great way to build wealth. Wealth, or net worth, is basically the difference between your debts and assets. Building wealth over time in a systematic, relatively low-risk fashion is the secret of most successful investors. This is exactly what real estate can offer you, if you purchase carefully. In fact, we believe real estate is the best investment you can make. Given the tax benefits, low risk, and potential for high returns and capital appreciation, real estate is better than stocks, bonds, risky business ventures anything. Plus, its the only investment that provides a place for you to live.
Building equity in a property, or the difference between a property market value and what you owe on the mortgage, is one way you can build wealth as an owner of real estate. By simply making payments on time on your loan, you are reducing the principal, or loan amount of your mortgage. The gradual paying down of the mortgage is also known as amortization of the mortgage.
Building your equity, even with the normal 3 to 10 percent appreciation rates in real estate, may cause your fund to grow faster compared to any investment. Historically it can’t be debated. Contrary to stock market investments, those gains grow free of federal, state, or local income tax. Stock exchange pre-tax returns over the past century have averaged 9 percent to 12 percent, depending upon your information sources. The after-tax stock return of 10 percent is believed to be respectable if you examine the 30-year period, which is comparable to the length of more mortgages. The amount of money that goes toward paying the principal is insignificant at first, as you are paying interest rate on a bigger loan amount. However, you should remember that the larger interest portion also implies a larger tax deduction. Later on, in your retirement years; your needs for any deduction from mortgage interest may decrease. In theory, when the interest component is low or simply gone altogether, the income may also be lower, therefore from a tax point of view, it all works out nicely.
Since real estate commonly appreciates in value gradually, the gap between the money you owe and the property value widens and grows your net worth. Generally, real estates tendency to go up in value may make its purchase seems worthwhile generally after only a couple of years. Put differently, this increase in equity because of an increase in property value can cover all expenses like taxes, insurance, interest, and closing costs related to property ownership.
The ability to leverage money, or make loans against the equity in the property, is another financial benefit of owning real estate. Many investors buy one property after another, using properties already owned as collateral. Others use real estate as collateral for any type of loan, like home equity programs or second mortgages. This may finance education, business start-ups or other types of investments that could build wealth.
About the Author
Denver Real EstateDenver MLS Property Search
