Which Is Better: A Job or a Franchise? Barvetii Wealth Consultants

Article by Barvetii Wealth Consultants Spain

Barvetii International Wealth Consultants is always looking to invest in entrepreneurs that have the correct attitude and skills needed when starting out in a new venture. When jobs are scarce, franchise ownership can seem appealing, but prospective franchisees should weigh the pros and cons.

Barvetii Wealth Consultants – For many years now, one of the key questions facing prospective franchisees has been which is better for them: a job or a franchise. It is often a difficult decision because there are pros and cons to each option.Today’s market has introduced a new wrinkle to this question, as many unemployed people are finding that the only way they can find work is by accepting “underemployment.” Underemployment has always occurred to some degree whenever the economy comes out of a recession. When there are numerous seekers for every job offering, employers tend to increase qualification requirements and lower compensation. It’s simply a reflection of the law of supply and demand.As soon as enough people get back to work, the number of applicants is reduced and market forces tend to correct the situation. This usually happens fairly rapidly during a recovery, because most recessions end with a significant surge of new economic activity and job creation.But today’s market seems to be quite different in this critical area. We’ve all been told for some time now that the recession has ended. We’ve also heard the term “jobless recovery” used repeatedly in the media. Without debating whether there is any such thing as a jobless recovery, there’s no doubt that this recovery seems stuck in a position where underemployment rules the day. We are seeing increased economic activity, but not a significant surge in job creation. In many cases, unemployed people are accepting positions that pay considerably less than they made previously, that do not offer benefits, or that are only temporary contract positions.In this climate, the question of whether to choose a job over a franchise changes, because the arguments, both pro and con, shift considerably.Barvetii Wealth Consultants – The greatest advantage of a job has always been the perception of lower risk. The usual assumption is that a job guarantees a good income in exchange for a well-defined work effort, with little risk of losing the job unless the employee decides to quit. Most people are naturally attracted to the promise of economic safety.But times have changed and these assumptions need to be reevaluated. If the compensation and benefits are lowered significantly, or if the continuation of the position is in doubt, the safety normally associated with choosing the job option is considerably lessened. In this market, many people are coming to believe that what they once viewed as the safe option is in fact little more than an illusion.The advantages of a franchise, on the other hand, have always been threefold. First, it is assumed that the business will produce a significant income, though the owner will typically have to work very hard building the business before this income becomes a reality. Second, the business will create wealth through excess cash flow, and this wealth can be realized someday through the sale of the business. Third, there are significant tax advantages available to franchise owners that are not available to regular employees.Once again, changing times mean these assumptions may no longer be so reliable. Many businesses are struggling and even failing in today’s marketplace. Some franchises that were considered safe and dependable investments three years ago have now become high risk ventures.Barvetii Wealth Consultants – Though the advantages of franchise ownership can still hold true in today’s market, a prospective franchisee needs to be far more careful in selecting the right opportunity. The adage that an ounce of prevention is worth a pound of cure applies more than ever when it comes to investigating and choosing a franchise. Verify all your assumptions and make sure you determine exactly how the business has done during these hard times. Taking the time to do this right can pay huge dividends to a new franchisee.For a person who uses this level of care in the investigation process, the safer and more secure course may in fact be a franchise business rather than a job. The reality of chronic underemployment in this recovery has become the game changer for many who are evaluating their plans for the future — and encouraging more and more of them to take their own shot at the American Dream.

About the Author

Barvetii International Wealth Consultants Spain was formed when three investment brokers joined forces to create one of the world’s leading boutique brokerages. The company was born out of frustration since many of the larger brokerages were cumbersome and bureaucratic, the partners formed Barvetii International Wealth Consultants Spain with the idea that there could be a small, maneuverable dynamic company ready to take on the industry giants.

Use and distribution of this article is subject to our Publisher Guidelines
whereby the original author’s information and copyright must be included.

Personal Development – Creating a Better You

Article by Michael Jeffreys

People have an immense capacity for learning. Unfortunately, most people do not utilize the overwhelming portion of this learning potential. At some point, many of us feel we have reached a plateau of stagnation. Whether it is the executive who is beginning to feel like he is stuck in a rut or the home maker with the picture perfect family who is beginning to wonder if this is all there is in life, the quest for personal development is in us all.How Personal Development Affects All Facets of our LivesMany people suffer from the misconception that personal development or self improvement, involves building better self esteem and not a whole lot more. There is also a tendency to disassociate personal development from an individual’s personal life. For instance, we assume that building on self worth, dealing with conflicts in relationships, enhancing our creative side are all “personal” in nature and have no bearing on our work. Nothing could be farther from the truth. A good personal development program teaches skills related to listening, learning, and growing that are just as relevant in the workplace as they are at home or in the company of friends.The Best Time for Personal Development is Right Now!Sadly, most people wait until things are at their absolute worst before considering a personal development program. This is unfortunate because a personal development program is hardly an instant remedy or magic cure for all that ails you. It is an ongoing process that continues to teach and equip you with skills necessary for dealing with conflicting situations. Take for instance, the sedentary executive who has followed a none-too-healthy lifestyle and lives and breathes his work. One day, he notices an unfamiliar tightening in his chest and freaks out so bad he checks himself into the nearest medical facility for a battery of expensive tests. How much easier would it have been to have followed and maintained a healthy lifestyle program to avoid a health scare in the first place? Similarly, a personal development program gives you the skills necessary for a balanced life and puts you on the path to a more rounded “healthier” you.Seminars for Personal DevelopmentUnfortunately, there has, in recent years, been an unprecedented proliferation of personal development programs in the marketplace. Many of these are devised by self-styled “self improvement gurus” who see an immense opportunity to profit from the average persons eagerness to better themselves from the inside. This is reflected in the content of these half baked personal development programs they enthusiastically promote. Whether you prefer to do a home study course or watch tapes, be sure to find a personal development program that truly helps unleash your inner potential. Seminars, whether you attend a professional speaking presentation, or watch at your convenience on tape or DVD, can be a powerful motivator and can inspire and challenge you to attain newer and ever increasing personal levels.

About the Author

Michael Jeffreys is the president of Seminars on DVD, a premiere provider of video based training for businesses and individuals, featuring renowned experts and speakers. Learn more at: http://www.SeminarsOnDVD.com.

Home Remedies For Better Health.

Home Remedies For Better Health.
Offering The Complete Health Guide To Self Healing, Homemademedicine.com Shows You How To Treat Any Disease, With Herbs, Herbal.
Home Remedies For Better Health.

How to Achieve Better Health

Article by Sarah Labdar

Now that we are in the 21st century, more people focus has shifted to improving their health. Health is important because ones health determines, how long you will live and what type of quality your life will have. Health is determined by diet, physical fitness, happiness, stress levels, choices and genetics. Genetics is the only part of health that cannot be changed. The rest of the factors determine what type of health one will have. However, no matter what ones present health is, there is always a way you can improve upon it. Poor health is a result of ones lifestyle, it occurs overtime. It takes years of eating unhealthy food breathing in unclean air, not exercising, stressful situations and unhappiness to acquire poor health. But you can get better health by changing these bad aspects of your life. Even the smallest step in the right direction can improve your health significantly. It’s your life; this is how you will achieve better health.

Healthy Eating- Food is a main part of everyone’s life, because it’s necessary to sustain life. As technology improved, so did the ability to make food quicker and cheaper. Although faster and less expensive to make food, doesn’t mean healthier to eat. Because the American lifestyle has sped up so has the need for quicker meal times, thus we have fast food. Highly processed foods are high in fat, calories and sugar, but the taste is good. The American diet is rich in saturated fat, high sugar content, and it has resulted in poor nutrition. The easiest way to change your diet is to add more fruits and vegetables into your meals. Fruits and vegetables are so important to the body because they supply vitamins, minerals and essential nutrients. Fiber is also an important component of ones diet which comes from fruits and vegetables, beans, seed, brown rice, and whole grains. By cutting out processed foods, and hydrogenated oils you can improve your diet significantly. Make healthier food choices. Buy fresh seasonal produce and make all your meals and snacks at home. Eliminated sugary foods from your diet as much as possible. Don’t deprive yourself of your favorite foods. However eat them in smaller quantities to satiate your cravings. Malnutrition is one of the leaders in disease and death totals each year, that’s why it’s important to make healthier choices when t comes to food.

Hydrate- The United States is a free country where people have access to clean drinking water and yet 75% of Americans are chronically dehydrated. Our bodies are made up of 70% of water. When we are dehydrated it triggers fatigue and chronic dehydration can ultimately lead to death. Pure clean water is the best water to drink because all contaminants have been removed. Water purifiers remove such contaminants as chlorine, lead, heavy metals, parasites, and bacteria. It is recommended to drink between 5-8 glasses of pure clean water a day depending upon perspiration, respiration and urination. Replace soda, and juice with water to kick start your way to better health.

Exercise- Physical activity is needed to keep the muscles in the body from atrophying, the joints, tendons and ligaments flexible and elastic, and keep circulation of blood and oxygen throughout the body. Inactivity is a huge risk factor for many diseases such as heart disease, diabetes, hypertension and obesity. Moderate exercise between 10-30 minutes a day helps to control weight loss, reduce stress, improves circulation, and lessen the risk for blood, heart and arterial diseases. Doing some exercise is better than dong none. Walking, running, house cleaning, gardening, dancing and stretching are just some examples of everyday exercise. If you have maintained a sedentary lifestyle it is necessary to start any exercise regiment slow and build up. Start with 10 minutes and work your way up to 30 minutes a day. Remember to switch up your daily exercise to avoid boredom and monotony. Thirty minutes of exercise, 7 days a week is an ideal way to better your health.

Clean Air-Breathing in clean air is just as important to ones health as nutrition, exercising, and drinking pure water. Our lungs are an integral part of the circulatory system, which without we would not be living. Pollution is just one way that our air supply can be contaminated. In some cases indoor air can be more hazardous than outdoor air. Indoor air pollution is thought to be the cause of many circulatory diseases such as allergies, asthma, and autoimmune disease. Using an air purifier can help to reduce indoor air hazards such as mold spores, viruses, bacteria, chemical gases, fumes, odors and pollen. Plus, when the weather permits open up the windows and let fresh air in. It’s important to get outside more often. Air pollution is more concentrated in cities, so air quality is better in the suburbs or country. Breathing cleaner air keeps your lungs pumping for a longer life.

Lower Stress- Stress is a major factor, which impacts our health. Stress impairs the immune system, leaving the body susceptible to diminished health. Stress can arise in any area of our lives, i.e. Job, money, relationship, economy, etc. Stress can cause feelings of hopelessness, depression, or negative thoughts, which ultimately deteriorate your mood and behavior. It is important to change negative thoughts and bad moods by shifting ones energy. By looking at a situation from a different perspective or letting go of things you can’t change you can circumvent stress. Talking to a close friend can lift your stress. Surrounding yourself with a supportive group of friends that accept you and understand you is vital to your social well being. Job unhappiness is a major stressor taking place in society today. With the inability to find jobs, people are accepting positions without determining whether it would be a job they would enjoy or excel at. Because we spend most of our time at our jobs it’s important to like what you do rather than do a job you hate with people you don’t like. Job satisfaction plays an important role in our mental well being. Expressing love freely also is a great stress reducer. Love reduces stress hormones in the in the body which strengthens the immune system. Showing love, appreciation, and gratitude to your spouse, partner, friends and family, will bring you closer and diminish stress in your life. When you love it makes you happy, and happy people live longer and healthier.

Ultimately achieving better health is about making better choices throughout your life. Every choice we make in our lives has as future outcome. Making bad choices or choices for the wrong reasons can result in an outcome we don’t expect, leaving us angry or blameful. That’s why it’s important to feel good about your decisions no matter what the outcome. Choose healthy foods, exercise, clean water and air, good friends and an enjoyable job to eventually improve your health and live a longer life.

About the Author

Sarah Labdar graduated with a BA in exercise science and has worked in the medical field since. Her focus is alternative medicine and how it interacts and works in conjunction with traditional medicine. http://www.universalhealthinfo.com/Better_Health.html

Find More Health Articles

How Wealth Tax Is Better Than Income Tax

Article by Jim Thio

Wealth Tax

Do you want to move money from the wealthy to the poor? Well, tax wealth.

Wealth tax causes far less market distortion, and hence, much fairer than income tax. Wealth tax hurt productivity less. If you live in a capitalistic country, then your income is yours fairly. However, Bob’s wealth might not be traceable to productivity. Bob might have gotten his wealth through inheritance gained through slavery, or genocide. The link between wealth to productivity is less than the link between incomes and productivity. Hence, wealth tax discourages productivity less than income tax.

Wealth tax also has meritocratic justification that can actually increase productivity. Property rights are effectively contracts between a person and the society. Part of the contract is that the society will protect the person’s property.

Well, if you protect Bob’s land, you should get paid right? Wealth tax is then effectively protection fee we pay to our local gangs we call governments. How much a society should get paid for protecting wealth? Natural pricing schemes will be of course something proportional to the amount of wealth protected.

Let’s examine this issue.

Wealth Tax as Protection Fee

The year is somewhere in 13th century. Kublai Khan attacked China. The peasants don’t bother fighting. Why? Because all they have, their life, they can take with them in refugee. The lands belong to landlords anyway. So just let the landlord fight.

The Sung emperor realized this. So, the Sung court provided land sharing to peasants. Now the peasants have something worth dying for, land. However, it’s kind of late. Also, that enraged the land owning landlords who switched side to the Mongol. There goes Sung dynasty, the most prosperous country in the world at that time.

Say a foreign investor puts 1 million dollars in 2 countries each. The first 1 million go to, hmmm… Let’s see…, Somalia, where the money just goes away through local warlords. The next 1 million goes to Singapore with its strong laws and commitment to meritocracy. In which country the $ 1 million produce higher return? In Singapore of course.

Now, say Singapore taxes wealth by 1% but gives 16% return. Say Somalia has no wealth tax but provide 0% return. Where do you want to invest your money? In Singapore…

At the end, any country that can provide return on to investors will motivate investors to invest money on that country.

Countries will compete with other countries in trying to give better protection for investors. Countries that do it well can get away with more wealth tax and still be very attractive for investors. Investors will still put money in that country even though the country taxes a small percentage of wealth tax.

If governments’ spending can be slashed, the rest can be given as dividend to all citizens in equal share for everyone manner. Karl Marx would love this, am I a commie or what? That’ll provide incentives for citizens all over the world to vote in favor of free market, privatization, or anything that gets money in. The more investor-friendly the countries are, the more money gets in, the more dividend those citizens will get.

Some special arrangements should be around to prevent citizens from abusing the system by just making more kids to collect more dividends, but that’s easy to solve.

Less Market Distortion

Back to our sample. Say you’re equally poor. However, you’re more diligent than your peers. Then you wouldn’t pay much higher tax than your peers because you’re equally poor. Hence, wealth tax do not punish the diligent as much as income tax.

When you’re richer, you can build factories rather than mansions. You don’t pay extra penalty for gaining income. So, you will pay the same amount of tax whether you build factories or mansions.It takes the same amount of military power to protect a mansion and a factory. So why in the earth factories pay more tax?

Less Repulsive Than Income Tax

Will you invest money in a country with 30% income tax or in a country with 2% wealth tax? Well it depends. If you have a good business plan, then wealth tax is preferable than income tax. Good business plan means good returns on your investments, which means high productivity, income or profit. However, if your business plan is lousy or you just want to put your money for mansions that produce no return then income tax is preferable.

Exchanging income tax into wealth tax will hurt incentives for good business plan much less. You’re not going to be penalized for having better business plan and earning more profit.

Higher return of investments are better not only for investors but for everybody. When businesses collapse, the ones that collapse first are usually the ones with lower returns that’s just above the margin. Things go a little wrong and those bad business plans will collapse. Income tax encourages all businesses to be like that. Wealth taxes do not penalize profit and hence will increase profit.

If wealth tax is done in exchange of income tax, good investors would love it more and invest more money. Bad investors that governments will end up bailing out with IMF’s help can invest somewhere else.

Doesn’t Go Berserk

No people in any country, in their right minds, would demand too much wealth tax. Why? Because too much wealth tax will simply drive investors away. Some countries can demand bigger wealth tax but only if they do their homework well, such as maintaining security and explicit consistent rules.

At the end, there will be a nice supply and demand relationship where all countries try to provide the best capital protection and efficient economic and capital growth at the least possible cost or tax. The citizens in such countries can simply pocket the difference, which will be called profit. When citizens think like stock holders, then politicians will think like CEOs.

About the Author

Jim Thio is a silver medalist in International Physics Olympiad. He uses his Math skills to provide free financial, business, and marketing advices in http://FasterFinancialFreedom.com/art.390.0.html

Hide me
Learn how to kick-start your metabolism with the Fat Loss Jumpstart
 First Name  Email    
Show me